Your application for financing will be assessed according to the standard Volkswagen Financial Services terms and conditions.
Terms and Conditions of Financing
| Used vehicle price | Advance payment | Loan security |
| Up to 400,000 | 10 % | securing transfer of right |
| 400,000 to 1,000,000 | 20 % | securing transfer of right and blockage of the indemnification payment |
| More than 1,000,000 | 30 % | securing transfer of right and blockage of the Indemnification payment or blockage of the indemnification payment and right of lien |
Securing Transfer of Right is the possibility of transferring the right of ownership to the object of the loan from the Debtor in favour of the Creditor. The Creditor may enforce this right, for example, when the Debtor does not fulfil his or her liabilities (fails to repay the loan). The Creditor can thus also secure the object of financing for its subsequent sale so that the liabilities of the Debtor are fully covered.
Blockage of the Payment of the Accident Insurance means that the payment of indemnification is related to the fulfilment of the arranged terms and conditions. The Creditor may thus block the payment of indemnification when the Debtor does not fulfil his or her liabilities (fails to repay the loan).
The Right of Lien is used to secure the claim in case the corresponding debt is not paid on time.
- Maximum contract duration: 72 months
- Minimum financed value/loan amount: CZK 20,000
- Restrictions in the production year of the vehicle: max age of the vehicle upon the conclusion of the contract – 10 years, up to 13 years in case of regular completion
- Maximum mileage: 199,000 km
The Contract Approval Department reserves the right to request additional documents for the evaluation of the Client’s financial standing in individual cases.
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